Terms of Service for Holt Morgan LLC

Please read these Terms of Service ("Terms") carefully before using the Holt Morgan LLC website operated by Holt Morgan LLC.

 1. Acceptance of Terms

By accessing or using the Site, you agree to be bound by these Terms. If you disagree with any part of the terms, then you may not access the Site. These Terms apply to all visitors, users, and others who wish to access or use the Site.

 2. Intellectual Property Rights

The Site and its original content, features, and functionality are and will remain the exclusive property of Holt Morgan LLC and its licensors. The Site is protected by copyright, trademark, and other laws of both the United States and foreign countries. Our trademarks and trade dress may not be used in connection with any product or service without the prior written consent of Holt Morgan LLC.

 3. User Obligations and Conduct

As a user of the Site, you agree to not:

* Use the Site in any way that violates applicable federal, state, local, or international law or regulation.
* Engage in any conduct that restricts or inhibits anyone's use or enjoyment of the Site, or which, as determined by us, may harm Holt Morgan LLC or users of the Site.
* Use the Site in any manner that could disable, overburden, damage, or impair the Site or interfere with any other party's use of the Site.

 4. Limitation of Liability

In no event shall Holt Morgan LLC, nor its directors, employees, partners, agents, suppliers, or affiliates, be liable for any indirect, incidental, special, consequential or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from: (i) your access to or use of or inability to access or use the Site; (ii) any conduct or content of any third party on the Site; (iii) any content obtained from the Site; and (iv) unauthorized access, use or alteration of your transmissions or content, whether based on warranty, contract, tort (including negligence) or any other legal theory, whether or not we have been informed of the possibility of such damage.

 5. Governing Law

These Terms shall be governed and construed in accordance with the laws of **[Insert State, e.g., Delaware]**, without regard to its conflict of law provisions.

 6. Changes to Terms

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. We will try to provide at least 30 days' notice prior to any new terms taking taking effect. What constitutes a material change will be determined at our sole discretion.

Effective Date: November 23, 2025